Fee Schedule
Fee Schedule
Effective: April 1, 2022
| Share Accounts | |
|---|---|
| Minimum Balance (under $5) | $2.00/ Month |
| Dormant Account (under $200/Inactive for 1 years) | $5.00/ Month |
| Return Mail/ Bad Address | $10.00/ Month |
| Return Deposit Item | $10.00/ Item |
| Non-Sufficient Funds | $25.00/ Item |
| Statement Copies | $3.00 per statement |
| Account Inquiry/Transfer By Phone | $1.00 per item |
| Excessive Transaction Fee (over 6 per month) | $10.00 per transaction |
| Share Draft/Checking Accounts | |
| Free Checking (S75) | Free |
| Opportunity Checking (S77) (fee waived if enrolled to receive E-statements and direct deposit) | $10 (fee will be waived if enrolled to receive E-statements and direct deposit) |
| Non-sufficient funds return | $25.00/ Item |
| NSF Deposit (Your Check) | $25.00/ Item |
| NSF Collection Fee | $15.00 |
| Overdraft Transfer from Shares | $10.00 |
| Overdraft Transfer by Visa Debit Card | $15.00 |
| ACH Overdraft from Shares | $10.00 |
| Stop Payment - One / Checking or ACH | $18.00 |
| Stop Payment - Multiple | $36.00 |
| Copy of Cleared draft/check | $3.00 |
| Account Research | $20.00/ hour |
| Money Market Minimum Balance | $10.00 (Below $2500) |
| Wires | |
| Outgoing Domestic | $25.00 |
| Outgoing International | $50.00 |
| Money Orders/ Cashier's Checks | |
| Money Orders | $2.00 |
| Cashier's (Counter) Check | $3.00 |
| Stop Payment Cashier's Check | $10.00 |
| Stop Payment Money Order | $5.00 |
| Copy of Cleared Money Order | $5.00 |
| Debit Card | |
| ATM Withdrawals (5 free per month) | $1.00/ Each |
| Overdraft by Withdrawal | $25.00/ Each |
| Replacement Card | $10.00/ Each |
| VISA | |
| Late Payment | $25.00 |
| Returned Item | $25.00 |
| Replacement Card | $10.00 |
| Loans | |
| Late Charge (5 days past due) | 20% of interest due |
| Vehicle Lien Recording | $55.00 (Delaware) |
| Home Equity Recording | Determined By State of Record |
| Home Equity Release | Determined By State of Record |
| Home Equity Application Fee | $225.00 |
| Home Banking | |
| Basic Service | Free |
| Bill Payer | Free |
| Remote Deposit | Free |
