Community Powered logo.

Fee Schedule

Fee Schedule

Effective: June 6, 2023

Savings Accounts
Minimum Balance (under $5) $2.00/ Month
Money Market Minimum Balance $10.00 (Below $2,500)
Dormant Account (under $200/Inactive for 1 year) $5.00/month
Return Mail/ Bad Address $10.00/month
Return Deposit Item $10.00/item
Return Deposit (your check) $25.00/item
Item returned for Non-Sufficient Funds* $25.00/presentment
Statement Copies $3.00/statement
Account Inquiry/Transfer By Phone $1.00/item
Excessive Transaction Fee (over six per month) $10.00/transaction
Checking Accounts
Free Checking (S75) No Charge
Opportunity Checking (S77) $10 (fee will be waived if enrolled to receive E-statements and direct deposit)
Non-Sufficient Funds Return (NSF)* $25.00/presentment
Return Deposit Item $10.00/item
Return Deposit (your check) $25.00/item
NSF Collection Fee $15.00
Overdraft Transfer from Shares $10.00
Overdraft Transfer by Visa Debit Card $15.00
ACH Overdraft from Shares $10.00
Stop Payment - One / Checking or ACH $18.00
Stop Payment - Multiple $36.00
Copy of Cleared Draft/Check $3.00
Account Research $20.00/hour minimum (additional fees may apply if attorney expertise is required)
Online Banking
Basic Service No Charge
Bill Payer No Charge
Remote Deposit No Charge
Wires
Outgoing Domestic $25.00
Outgoing International $50.00
Money Orders/ Cashier's Checks
Money Orders $2.00
Cashier's (Counter) Check $3.00
Stop Payment Cashier's Check $10.00
Stop Payment Money Order $5.00
Copy of Cleared Money Order $5.00
Debit Card
ATM Withdrawals (5 free per month) $1.00/each
Overdraft by Withdrawal $25.00/each
Replacement Card $10.00/each
International Transaction Fee 1% of transaction amount
This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.
VISA
Late Payment $25.00
Returned Item $25.00
Replacement Card $10.00
Loans
Late Charge (5 days past due) 20% of interest due
Vehicle Lien Recording $55.00 (Delaware)
Home Equity Recording Determined By State of Record
Home Equity Release Determined By State of Record
Home Equity Application Fee $225.00
*An NSF service charge is assessed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate service charge.
All fees are subject to change without prior notice. The above list is not an all inclusive list of fees charged by Community Powered Federal Credit Union.
Community Powered logo

Notice

By accessing this link you will be leaving Community Powered’s website and entering a third-party site. Community Powered is not responsible for or guarantees the content on that site. Privacy and security policies of the site may differ from Community Powered Federal Credit Union. Please review their privacy policy for terms and conditions.