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Fee Schedule

Fee Schedule

Effective: June 6, 2023

Savings Accounts
Minimum Balance (under $5) $2.00/ Month
Money Market Minimum Balance $10.00 (Below $2,500)
Dormant Account (under $200/Inactive for 1 year) $5.00/month
Return Mail/ Bad Address $10.00/month
Return Deposit Item $10.00/item
Return Deposit (your check) $25.00/item
Item returned for Non-Sufficient Funds* $25.00/presentment
Statement Copies $3.00/statement
Account Inquiry/Transfer By Phone $1.00/item
Excessive Transaction Fee (over six per month) $10.00/transaction
Checking Accounts
Free Checking (S75) No Charge
Opportunity Checking (S77) $10 (fee will be waived if enrolled to receive E-statements and direct deposit)
Non-Sufficient Funds Return (NSF)* $25.00/presentment
Return Deposit Item $10.00/item
Return Deposit (your check) $25.00/item
NSF Collection Fee $15.00
Overdraft Transfer from Shares $10.00
Overdraft Transfer by Visa Debit Card $15.00
ACH Overdraft from Shares $10.00
Stop Payment - One / Checking or ACH $18.00
Stop Payment - Multiple $36.00
Copy of Cleared Draft/Check $3.00
Account Research $20.00/hour minimum (additional fees may apply if attorney expertise is required)
Online Banking
Basic Service No Charge
Bill Payer No Charge
Remote Deposit No Charge
Outgoing Domestic $25.00
Outgoing International $50.00
Money Orders/ Cashier's Checks
Money Orders $2.00
Cashier's (Counter) Check $3.00
Stop Payment Cashier's Check $10.00
Stop Payment Money Order $5.00
Copy of Cleared Money Order $5.00
Debit Card
ATM Withdrawals (5 free per month) $1.00/each
Overdraft by Withdrawal $25.00/each
Replacement Card $10.00/each
International Transaction Fee 1% of transaction amount
This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.
Late Payment $25.00
Returned Item $25.00
Replacement Card $10.00
Late Charge (5 days past due) 20% of interest due
Vehicle Lien Recording $55.00 (Delaware)
Home Equity Recording Determined By State of Record
Home Equity Release Determined By State of Record
Home Equity Application Fee $225.00
*An NSF service charge is assessed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate service charge.
All fees are subject to change without prior notice. The above list is not an all inclusive list of fees charged by Community Powered Federal Credit Union.
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