Mobile Deposit
Now you can make secure electronic deposits into your checking account from your mobile device. Forget waiting in line to make deposits. With Mobile Deposit, you can make deposits wherever you are on your own time. This quick, secure, and easy to use solution can help you save time and money on travel to your local branch to make deposits.
The endorsement on all checks for Mobile Deposit must say: For Mobile Deposit Only to Community Powered FCU, and include a handwritten signature. All payees are required to be on the account. The following checks are not accepted for Mobile Deposit: Money Orders, Cashier Checks, Insurance Claim Checks, Travelers Checks, and Credit Card Cash Advance Checks.
We have received questions regarding how our Mobile Deposit program works. Here are a couple of helpful tips that should make it easier to use.
- Mobile Deposit Visibility: Deposits don’t immediately show up in a member’s account. Community Powered’s Remote Deposit system settles after 3:00 p.m. on business days, so your deposits aren't visible until the following business day. For example, if someone makes a deposit on Friday, at 3:05 p.m., they should not expect to see it in their account before 4:00 p.m. on Monday. With this in mind, do not destroy the check until that deposit appears in your account. If you are unsure if your deposit was accepted, please click the "Check Deposit History" button and look at the "Accepted" tab.
- Mobile Deposit Hold: All mobile deposits have a 3 business day hold, so your deposit will not be immediately available.
Here are some other helpful pointers to make secure electronic deposits into your accounts from your mobile device.
- Close all other apps running in the background on your mobile phone before logging in.
- When prompted for the amount, ensure the check amount matches the check amount.
- Flatten folded or crumpled checks before capturing the photos.
- Keep the check within the viewfinder screen when capturing your photos.
- Try not to get too much of the areas surrounding the check.
- Take the photos of your check in a well-lit area.
Get started with Mobile Deposit by downloading the Mobile Banking app today.
If you’re not signed up for Online Banking, sign up for this service in order to download and use the Mobile Banking app and Mobile Deposit.
Please contact us at (302) 368-2396 if you have any questions.
