Careers
Branch Manager Position: Community Powered Federal Credit Union is currently seeking an experienced full-time Branch Manager to join our team. Candidates must possess at least 2 years of management level experience in a retail banking environment, demonstrated lending proficiency, and a demonstrated ability to motivate staff to cross sell related products and services in a goal-oriented culture.
The Branch Manager is responsible for supervising as well as processing various member requests such as loan applications, IRAs, opening new accounts, and various other member services.
Required skills and experience:
- Ability to accept change when required in performance of job responsibilities
- Proven sales skills, by demonstrated success in consistently meeting sales/production goals
- Staff coaching in sales techniques and achievement of retail sales goals both on the individual level and branch level
- Experience in processing account transactions and new accounts
- Experience taking, reviewing, underwriting, and decisioning loan applications
- Ability to problem solve within established policies and procedures, with the understanding and compliance of all state and federal regulations and laws
- Experience in ensuring compliance with all governing regulations, especially Bank Secrecy Act requirements, including Currency
- Transaction Reports and monitoring and reporting as appropriate any suspected suspicious activity, as well as knowledge of Office of Foreign Asset Control (OFAC) requirements
- Knowledge of Bank Secrecy Act as it may relate to the lending functions
- Ability to recognize cues for sales opportunities and identify unexpressed need
- Ability to accept and perform new job responsibilities as needed
- Ability to learn and utilize new technologies
- Good oral and written communication skills in handling both employee and member relations
- Make effective referrals to when appropriate
Duties and responsibilities:
- Work where needed (includes teller line, other branches)
- Thorough knowledge of credit union products and services
- Coaching to meet branch and individual sales goals
- Maintain a highly motivated, well-trained staff along with maintaining effective employee relations
- Develop the MSRs in sales, technical, and people skills
- Ensure that credit union policies and procedures are adhered to
- Ensure adequate staffing for efficient branch operation
- Be in compliance with federal laws and regulations set forth by the National Credit Union Administration and other regulatory agencies
- Perform all job responsibilities with a positive approach at all times
- Resolve member problems that require a management-level decision
- Responsible for MSR department evaluations in MSR area
- Monitor key products/sales within branch to ensure profitable and sound business practices for the credit union, a high quality of service for members, and that employees are maximizing opportunities to cross-sell products and services
- Manage the security and safety of the branch by having responsibility to adhere to security and safety policies and procedures, and to alert staff to any changes
- Ensure that the opening and closing procedures, (i.e. alarms, vault, balance ATM’s, night deposits, etc.) and end of day balancing of branch are being completed by branch head teller, branch staff, and assisting when necessary
Please forward your resume and salary requirements to Frank Rosaio, Operations Manager: FRosaio@cpwrfcu.org
Loan Officer Position: We are seeking a seasoned lender with financial institution experience to join our team. If you are motivated, dependable, driven, are passionate about helping people, and have consumer and real estate lending experience, then this is the job for you!
As a senior loan officer, you are responsible for interviewing and evaluating applicants for loans and processing loan applications. This includes gathering background information, reviewing collateral, analyzing credit reports, loan ratios and decisioning loan applications. This position operates with substantial credit authority.
Required skills and experience:
- 5+ years of real estate and consumer lending experience including interviewing, origination and closing
- Proven sales skills, by demonstrated success in consistently meeting sales goals
- Ability to recognize cues for sales opportunities and identify unexpressed need
- Sound judgement in handling member requests and exceptions
- Experience approving or denying loan applications
- Experience evaluating collateral and placing liens with the OMV and recorder of deeds
- Training new loan officers
- Maintain a professional, courteous, and helpful demeanor with team members, management, and members
- Ability to problem solve within established policies and procedures, with the understanding and compliance of state and federal regulations and laws
- Ability to accept and perform new job responsibilities as needed
- Ability to learn and utilize new technologies
Type: Full-time
Pay: $25.00 per hour
Benefits:
- 401(k) and 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Schedule: 8-hour shift (day shift; Monday to Friday; weekend availability)
Supplemental Pay: Commission pay
COVID-19 considerations: Social distancing protocols are in place, as suggested by the CDC. Work stations and desks are equipped with glass partitions. All work surfaces are sanitized.
Education: Bachelor’s (Preferred)
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Work Location: Multiple Locations
Please forward your resume to Frank Rosaio, Operations Manager: FRosaio@cpwrfcu.org
