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Loan Rates

Loan rates effective: March 23, 2023

Vehicle LoansAPR as Low as*Term (Months)
60 Month Vehicle (New 2024-2023)5.4960
72 Month Vehicle (New 2024-2023)5.5972
84 Month Vehicle (New 2024-2023)5.6984
96 Month Vehicle (New 2024-2023)5.9996
60 Month Vehicle (Used 2022-2019)5.4960
72 Month Vehicle (Used 2022-2019)5.9972
60 Month Vehicle (Used 2018-2014)6.4960
Other Vehicle LoansAPR as Low as*Term (Months)
Motorcycle (New 2024-2023)6.9960
Motorcycle (New 2024-2023)6.9984
Motorcycle (Used 2022-2019)7.4960
Motorcycle (Used 2022-2019)7.4984
Motorcycle (Used 2018-2014)7.9960
RV (New 2024-2023)6.9984
RV (New 2024-2023) $50K+7.99120
RV (Used 2022-2019)6.9984
Home Equities^APR as Low as*Term (Months)
5 Year Home Equity5.9960
10 Year Home Equity6.49120
15 Year Home Equity6.49180
20 Year Home Equity***6.99240
Home Equity Line of Credit**8.00120 month draw period
Other Loan ProductsAPR as Low as*Term (Months)
Home Improvement Loan  Maximum Loan Amount $15,0006.99Up to 72
Credit Builder Loan***7.00Up to 12
VISA Credit Card
Unsecured Line of Credit/ Overdraft Protection8.50n/a
Unsecured Fixed Rate/ Closed End7.50Up to 72
Share Secured2.05Up to 72

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.

**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.

***Subject to terms and conditions. See Credit Union for details.

^Rates based on loan to value of 70%. Other rates and terms available.

Savings Rates

Loan rates effective: January 1, 2023

Account Type Minimum Balance APY* (%)
Regular Savings $5 0.05
Christmas Club 0.05
Vacation Club 0.05
IRA Shares 0.50
Money Market ($50,000+) $50,000 0.50
Money Market ($25,000-$49,999) $25,000 0.40
Money Market ($10,000-$24,999) $10,000 0.30
Money Market ($2,500-$9,999) $2,500 0.20

*APY = Annual Percentage Yield

Certificate Rates

Loan rates effective: January 1, 2023

CertificatesMinimum DepositAPY* (%)Term (Months)
6 Month Certificate$5000.906
12 Month Certificate$5001.1512
24 Month Certificate$5001.6524
36 Month Certificate$5001.9036
48 Month  Certificate$5002.1548
60 Month Certificate$5002.4060
6 Month Certificate (Jumbo)$25,0001.006
12 Month Certificate (Jumbo)$25,0001.2512
24 Month Certificate (Jumbo)$25,0001.7524
36 Month Certificate (Jumbo)$25,0002.0036
48 Month Certificate (Jumbo)$25,0002.2548
60 Month Certificate (Jumbo)$25,0002.5060
12 Month IRA Certificate$5001.2512
24 Month IRA Certificate$5001.7524
36 Month IRA Certificate$5002.0036
48 Month IRA Certificate$5002.2548
60 Month IRA Certificate$5002.5060

*APY = Annual Percentage Yield

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